Skip to content
Get Buttered!
The Launch Butter Fundability Score

Business Fundability Quiz: Is Your Business Launch Ready?

Score your business setup in about 2 minutes: entity, EIN, banking, credit, filings and more. Get a step-by-step roadmap. Educational only, not a credit decision.

Start the Quiz

Updated

  • Free
  • No email for your result
  • +60 Butter Points
  • Cited benchmark
  • EXAMPLE: replace with yours
  • Your number
Foundation
Question 1 of 12 Is your business registered as a legal entity?

Countdown to launch

Each answer fuels the rocket. Nothing here pulls or changes your credit.

An LLC or corporation keeps business and personal finances apart. An attorney or CPA can tell you which fits.

Build the foundation right the first time

Formation, EIN, banking and business credit set up in the right order. We are not a law firm or CPA, and lenders make all credit decisions.

Book a Launch Roadmap CallSee Buttered Launch
How we calculated this

The formula, in plain words

Score = the sum of 12 weighted answers, maximum 100: entity 10, EIN 8, business bank account 8, physical address 5, listed phone 5, website and domain email 6, D-U-N-S 6, time in business 12, revenue 10, owner credit 12, reporting vendor accounts 10, current filings 8.

Example: a business in its first year

Foundation
LLC (10), EIN (8), business bank account (8)
Presence
No physical address (0), phone not listed (0), website but no domain email (3), no D-U-N-S (0)
Track record
6–12 months in business (4), $50,000–$100,000 revenue (4)
Credit and compliance
Owner credit 680–719 (9), no reporting vendor accounts (0), filings current (8)
  1. 26 + 3 + 8 + 17 = 54 of 100
  2. 54 falls in the 40–59 band: Still Proofing
  3. Biggest gains: reporting vendor accounts (up to 10), a D-U-N-S number (6), a listed business phone (5) and a physical address (5)

Score 54, Still Proofing. The roadmap starts with the foundation items that add the most points.

Example answers, not a real business.

Sources

  1. Federal Reserve Banks, Small Business Credit Survey: 2026 Report on Employer Firms

Educational self-assessment; not a credit decision, offer or guarantee of financing. Lenders make all credit decisions.

Quick answer

What makes a business fundable?

Lenders and vendors look for a business set up as a real, separate company: a registered entity, an EIN, a business bank account, a business address and phone, a website with domain email, time in business, revenue, the owner's credit and current filings. This quiz scores those 12 factors out of 100.

By Buttered Business Team Updated

How it works

Three Quick Steps to Your Score

  1. Answer 12 yes-or-no and multiple-choice questions about your business setup.

  2. See your fundability score and tier right away.

  3. Get your roadmap: every gap, ordered by the points it would add.

Start the Quiz
The method

How This Tool Does the Math

How the Business Fundability Quiz works

Lenders, vendors and card issuers look for signs that a business is real, separate from its owner and able to repay. This quiz scores 12 of those signs out of 100 points.

  • Registered legal entity: LLC or corporation 10, sole proprietorship or DBA 2
  • EIN: 8
  • Separate business bank account: 8
  • Physical business address, not only a P.O. box: 5
  • Business phone listed in directories: 5
  • Website and domain email: 6 for both, 3 for one
  • D-U-N-S number: 6
  • Time in business: up to 12 for two years or more
  • Annual revenue: up to 10 for $250,000 or more
  • Owner's personal credit band: up to 12 for 720 or higher
  • Vendor or net-30 accounts reporting to business credit bureaus: up to 10 for three or more
  • State filings and licenses current: 8

Your tier

80 to 100 is Golden Launch: your foundation is strong. 60 to 79 is Ready to Rise: a few gaps to close. 40 to 59 is Still Proofing: fix the foundation items first. 0 to 39 is Raw Dough: start with the basics, and the rest gets easier.

Your roadmap

Every item you answered "no" becomes a step on your roadmap, ordered by how many points it would add. Many of the biggest steps, like forming your entity, getting an EIN and opening a business bank account, can happen in days, not months.

Why it matters

Financing isn't automatic, even for established companies. In the Federal Reserve Banks' 2026 Small Business Credit Survey report on employer firms, 42% of firms that applied for financing received the full amount they sought, 36% received some or most of it, and 22% received none.

Important

This quiz is an educational self-assessment. It isn't a credit check, a credit decision, an offer of financing or a guarantee of approval, and it doesn't pull or change your credit. Lenders make every lending decision. Buttered Launch is not a law firm or accounting firm and doesn't provide legal or tax advice.

Tool FAQ

Questions About This Tool

How the numbers work and what to do with them.

Still chewing on something?

Ask a real human. We answer in plain English and never send you down a jargon rabbit hole.

Ask Us Anything (855) 669-4884
Is this a credit check?

No. It's an educational self-assessment. It doesn't pull or change your credit, and nothing you enter is shared with a lender.

Will a high score get me approved for funding?

No one can promise that. Lenders make every lending decision. In the Federal Reserve's 2026 survey, 42% of employer firms that applied for financing received the full amount. A strong foundation improves your position; it doesn't guarantee an outcome.

What is a D-U-N-S number?

A D-U-N-S number is a unique nine-digit identifier for a business, issued by Dun & Bradstreet. Some lenders, vendors and government programs use it to look up a company's business credit file.

Why does my personal credit count?

Many lenders still look at the owner's credit, especially for newer businesses with a short track record. That's why the quiz includes your personal credit band.

Can you help me close the gaps?

Yes. Buttered Launch helps with business formation, EIN, banking and merchant accounts and business credit building. Buttered Launch is not a law firm or accounting firm and doesn't provide legal or tax advice.

Will this quiz improve my credit score?

No. It's educational. It doesn't repair or change your credit, and we never promise score changes or approval amounts.

Keep playing

Try These Next

  • The Butter Quiz

    How Buttered Is Your Business? (Marketing Assessment)

    12 scored questions plus 4 about your business, about 3 minutes. Score your follow-up, visibility, website and tracking, and see your three biggest leaks.

    Quiz +60 Butter Points

  • The Butter Stack Builder

    Build Your Marketing Stack

    Pick your goals and see which services fit: website, SEO, ads, AI follow-up, print or launch, each with a one-line reason.

    Builder +60 Butter Points

  • The Butter Value Calculator

    Lead Value & Customer Lifetime Value Calculator

    Find what each lead and each customer is really worth, and the most you can afford to pay to win one. Formulas shown.

    Calculator +50 Butter Points

See All 12 Free ToolsHow Butter Points work
Fix what the numbers find

The Services Behind the Fix

  • Fresh-Churned Formation

    Business Formation

    LLC, corporation and nonprofit formation in all 50 states, with name checks, state filing, EIN registration and essential startup documents.

  • The Golden Foundation

    Business Credit

    A step-by-step plan to build a business credit profile in your company’s name, from foundation to funding readiness. Lenders decide.

  • Butter-Smooth Payments

    Banking & Merchant Accounts

    Guided setup for your business bank account, merchant services and online payments, so customers can pay you from day one.

  • Clarified Strategy

    Business Consulting

    Practical consulting to validate your idea, structure operations, price and market your offer, and grow without costly mistakes.

Your next step

Turn Your Number Into a Plan

Your result is an estimate from your own inputs. The fastest way to act on it is a free website audit, or a free 15-minute call where we look at your numbers together.

Book a Launch Roadmap CallSee Buttered Launch

Free. No obligation. We never sell your information.

Prefer to talk? (855) 669-4884

Prefer to talk first? Book a free 15-minute call. Not ready for either? Try another free tool.

P.S. Every tool shows its formula and sources, so you can check our math before you trust it.

Your Butter Bank

Current level

Plain Toast

0 Butter Points

60 pts to Lightly Buttered

Rewards

Hit the points, claim the reward. Free, no purchase, no catch.

  • Bonus: AI Voice Agent Demo Call

    Hear an AI voice agent answer, qualify and book a lead by letting it call your phone. You choose the time, and it only calls the number you give us, with your OK.

    Unlocks at 60 Butter Points.

    Earn 60 more points Claimed. We will be in touch!

  • Bonus: Google Business Profile Checkup

    We review your Google Business Profile and point out the fixes that matter most for showing up in local search.

    Unlocks at 150 Butter Points.

    Earn 150 more points Claimed. We will be in touch!

  • Bonus: Follow-Up Teardown

    A one-on-one session that maps how your business answers and follows up with new leads today, step by step, and marks the three biggest gaps.

    Unlocks at 300 Butter Points.

    Earn 300 more points Claimed. We will be in touch!

Badges

  • First Pat Found your first hidden golden butter pat. Locked
  • Number Churner Finished your first free calculator. Locked
  • Audit Ace Ran a free Butter Score website audit. Locked
  • Reel Butter Pressed play on a Buttered video. Locked
  • Pat Collector Found 5 golden butter pats hidden around the site. Locked
  • Well Spread Explored 5 different pages of the site. Locked
  • Midnight Snack Browsing after 10 p.m. Ambition never sleeps. Locked
  • Secret badge Some things are better discovered. Locked
  • Speed Spreader Finished a free tool in under 60 seconds. Locked
  • Fully Buttered Reached the top level. Legend status. Locked
  • Golden Crust Audited a website that scored 90 or higher. Locked
  • Speed Demon Audited a website with a 90+ Google mobile speed score. Locked
  • AI Darling Audited a website that AI search crawlers can reach, with complete business schema. Locked

How to earn

  • Stop by (welcome bonus) +10 Butter Points
  • Explore a new page +5 Butter Points
  • Read deep into a page (halfway and near the end) +3 Butter Points
  • Find a hidden golden butter pat +30 Butter Points
  • Try a free calculator or quiz +10 Butter Points
  • Finish a calculator +50 Butter Points
  • Finish a quiz +60 Butter Points
  • Watch a video +20 Butter Points
  • Run your free website audit +100 Butter Points
  • Claim a reward or request your game plan +150 Butter Points
  • Discover a secret (psst: try typing something tasty) +25 Butter Points
Free · 2 quick steps +150 Butter Points

Your number is ready. Want the full breakdown?

Your Butter Report includes your numbers, what they mean for your business, and the three fixes that would move them most.

Step 1 of 2: About you

You're one step from your full report.

We never sell your information. Unsubscribe anytime.